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Home Buyer Support

First Home Owner Grant (FHOG)

The State Government's First Home Owner Grant offers up to $15,000 when purchasing a new residential property in South Australia

First Home Super Saver Scheme

The Commonwealth Government’s First Home Super Saver Scheme allows eligible first home buyers to save money for a home by accessing tax-favourable voluntary contributions made into their super fund.

First Home Loan Deposit Scheme

A Commonwealth Government initiative to support eligible first home buyers to build or purchase a new home with as little as a 5 per cent deposit and without needing lenders mortgage insurance. Announced to be renamed the First Home Guarantee in the 2022-23 Federal Budget.

Family Home Guarantee

A Commonwealth Government initiative to support eligible single parents with dependents to build a new home or purchase an existing home with as little as 2 per cent deposit and without needing lenders mortgage insurance.

New Home Guarantee

The New Home Guarantee is a Commonwealth Government initiative for eligible first home buyers that guarantees up to 15% of the value of a property, allowing buyers to purchase their first home sooner, without needing to pay lenders mortgage insurance.

Indigenous Home Loans

Simple, affordable and personalised Indigenous Home Loan products. Additional assistance is also available to customers in remote areas or who are relocating to a remote area.

Low Income and Low Deposit Home Loans

HomeStart Finance offers a range of home loans to suit different incomes including graduate loans, low deposit loans, shared equity options and seniors' loans.

$10,000 Starter Loan

The $10,000 Starter Loan can assist with the upfront costs of buying or building a home. Starter Loans have a five-year term with no repayments required or interest charged during the term.

Buying Your Public Housing Property

If you are a Housing SA tenant, you may be able to buy your current public housing property.